I would move your secondary fermenter inside as apposed to the garage (carefully as to not stir up the sediment). It is ok to let the fermintation process last for another couple of days. I usually wait until the bubbles have stopped before racking it into the bottling bucket. Ideal temp is about 70 degees (constant). For Honey Ale the FG should be about 1.013 so you are within a pretty good range for yeilding about a 5.2 ABV.
Best of luck,
Mark
(Let me know how it turns out)!