Direct Debits

Apr 10, 2006 10 Replies

From 1 January 2007, Camra wil be making a surcharge of £2 for anyone renewing their membership by anything other than Direct Debit.



I have renewed my membership by cheque every year since I joined in 1974, and feel that this is an insult to the loyalty of many members that do not like Direct Debits.



I for one will not be renewing my membership in 2007, this will cost Camra my annual subscription, my £1000 per year to the Investment Club, and other monies such as a £5 book of tickets for the Camra Draw. It is madness for the campaign to throw away all this good will because of the inconvenience of completing a bank paying in slip and taking the cheques to the bank.


[Snip]

Don't be so daft - just change to direct debit - it saves CAMRA money and will save you money!

Don't cut off your nose to spite your face .....

(And no - I don't like DD's either! and normally refuse!)

By not chosing to pay by DD you are being subsidised by those members who choose to pay their subscription by DD. The additonal £2 (or a pint of beer) effectively removes this imbalance.

However you can always pay for three years in one go and you won't have to pay the additional £2 aka Motion 6.

cheers

Chris de Cordova a écrit :

Hmmm, except direct debit is not possible for overseas members either, which is quite annoying indeed. (Not that I'll be hit, I've given up renewing every year, and gone for life membership.)

Hey Chris....get a life!

johnnysaint

Scratch that. Motion 6 was defeated!

I usually just quote a debit card number. That doesn't involve a trip to the bank for anyone, AFAICS.

I may follow suit if this is enforced. I don't do direct debits unless I absolutely have to, and I don't "have" to do this.

I pay by DD but I agree this policy is a mistake. Some people strongly dislike DDs and the change will hack them off like nobody's business.

The true cost of processing a cheque is nowhere near £2, it's just that once people sign up with a DD they're much more likely to continue their membership through inertia. It's just the CAMRA marketroid faction asserting itself once again. Sometimes I wish they'd just bugger off and get a job with an ad agency

Best regards, Paul.

-- Paul Sherwin Consulting

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Don't se the problem. I pay practically all my bills by DD. I'm sent a statement showing the amount owing and the day the bank will be asked for the money. There is plenty of time to correct any errors (and the bank will refund you anyway) Saves a lot of unnecessary trips to the bank and saves me quite a bit anyway as there is usually a cash incentive to use DD.The payee is saved a lot of late/missing payments which always happen with the old system. So it's better for you and better for CAMRA.

I have to admit I have come to agree - for a long time I tried to avoid DDs except where they were for a fixed amount (when arguably it makes no difference) and would try to pay by standing order when I could. However, with the advent of online banking, when you can check up on the state of your account at any time, check the DDs set up on your account and easily cancel them if anything goes wrong, I now actually find it helps maintain some sort of financial control.

I have had a couple of problems, but have found that my bank will refund and originators change the date when asked.

However, I wish you could set up a DD and specify the date, it would remove the worry that someone might try to take money at the end of the month when you're skint.

I don't like DDs at all - I don't like companies having control over my bank account. But having seen it from the other side as a CAMRA membership secretary, I can see the advantages for voluntary organisations.

It's only two pounds a year. You won't even notice it. And it hardly recompenses membership secretaries for the efforts they have to make to extricate a cheque every year from many of those who pay that way, and for the de facto free periods of membership they get for the periods in between their old membership lapsing and the new one starting.

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